Posted by: Hermann at Speer Insurance Services | December 21, 2013

I’m a BIG fan of SNL and I wanted to order some pizza….

http://www.today.com/video/today/53889236/

Apparently some lucky fans got a treat from Justin Timberlake. Good for them. I’m thinking it wasn’t Dominos or Little Cesars.

Posted by: Hermann at Speer Insurance Services | December 7, 2013

Want to save a little “dough” this holiday season?

Want to save a little “dough” this holiday season?

While I was trolling around my usual sites this morning I came across this little gem. Take a look around the site and see if it’s something you’d use to save a little extra cash this holiday season. It’s the least I can do for you and it’s my gift to you…

Posted by: Hermann at Speer Insurance Services | November 24, 2013

A prospective client’s new hobby is “Spear Phishing”

You’re running your business trying to get new clients, pay bills, keep your employees happy, or discussing whether to buy new and expensive equipment.

Now you have to worry about cyber-attacks and their effects on your business and personal livelihood??

How can a small business owner protect him or herself from these nefarious risks? Sure, your trusted IT security team can help you with some of this – if you have one. This is not a question of if something gets through and compromises your data, it’s a question of when. Does your existing business insurance policy provide you with the right coverages??

http://money.cnn.com/gallery/smallbusiness/2013/11/21/dangerous-cyberattacks/index.html?iid=SF_SB_Lead

https://i0.wp.com/dipettamortgage.com/wp/wp-content/uploads/2012/10/head_in_the_sand-461x307.jpghttps://i0.wp.com/www.viralvizion.com/wp-content/uploads/2013/06/problem.jpg

Posted by: Hermann at Speer Insurance Services | November 17, 2013

The ex-wife traded her wedding ring for what???

It will cost you almost $200 to get into this stadium on Sunday. (USATSI) 

Man trades football tickets for wedding ring on Craigslist – TODAY.com.

Thought this was a wise use of an old ring that no longer had any value to a woman who no longer needed or wanted it. Please excuse the picture of the wrong stadium.

Make sure that you take off any scheduled property on your homeowners policy that you no longer want to insure (such as in the case above).

Posted by: Hermann at Speer Insurance Services | November 16, 2013

Donna Summer – how we miss you…”She Works Hards for the Money”

Cheaper gas at Safeway stores in Colorado? Only if you use your debit card or pay cash that is.

My math could be off….

My car takes 20 gallons to fill up. At $3.25/gal that’s equal to $65 in total to fill up my car. If I had paid cash I would only pay $63.

Let’s assume (dangerous here) Safeway, as large a corporation as it is, is paying credit card processing fees of 1.75% on your gas purchase. So, $1.13 of your total gas transaction goes to the credit card processing and the other $.87 goes in their pocket? Doesn’t sound like much but multiply that by the total gallons they sell every day at Safeway gas stations –

1 million gallons per day???? That’s a cool $870,000 more for them.. I could be mistaken though…

 

Safeway gas charging more for credit cards | 9news.com.

http://vimeo.com/5037293

How can we save you money?? Give us a call….

Posted by: Hermann at Speer Insurance Services | October 27, 2013

We’re stranded; can anyone tell us where we can eat or stay for awhile?

Here’s a little known feature in most homeowners’ policies few people pay any attention to:

it’s called Additional Living Expenses.

Some policies put a dollar/time limit while others do not. Check out your homeowner’s policy for details.

Squabble With HOA Keeps Flood Victims From Returning Home « CBS Denver.

Posted by: Hermann at Speer Insurance Services | October 26, 2013

Wildly popular, but I’m offended! Thank you Ben Stein (and others)

I understand that this program is wildly popular. With so many groups and special interests trying to protect the rights and freedoms of all kinds of impacted parties from all walks of life (fill in the blank here: _______) who is standing up for the inalienable rights of the Walking Dead? http://www.youtube.com/watch?v=uhiCFdWeQfA

The zombies are always getting their heads bashed in, arrows keep piercing their eyeballs right through their skulls, or their limbs are mercilessly being hacked off. I, for one, wouldn’t want these poor soulless mobs to infiltrate my world in any fashion. Such cruelty is being displayed to an under-represented group of society and it needs to stop. If we need to rid the world of this particular threat to our existence then is another way? I may be naive about the zombie culture and our fascination with them. So I will beg for forgiveness and mercilessly refer to a quote from a citizen: http://www.youtube.com/watch?v=1sONfxPCTU0

Daryl and Michonne brace for danger on ‘The Walking Dead’ – TODAY.com.

Posted by: Hermann at Speer Insurance Services | October 17, 2013

Someone stole my keys and now I can’t get a loan…

Police Picture # 2

ID thieves are becoming more brazen with ways to steal your info at the cash register. (Your homeowners insurance may help defray some of the costs from ID theft and CC misuse – but the policy must have those provisions. Check with your local agent (or me) to see if you have/can get these inexpensive coverages.

Shoppers getting ripped off by tiny, high-tech cash register skimmers – TODAY.com.

Posted by: Hermann at Speer Insurance Services | October 7, 2013

Road Rage and an oldie but goodie…

It’s been awhile since we’ve posted something like this, but with the viral video of the bikers vs the Land Rover driver in NYC, it was time to bring this old article up to the forefront.

Umbrella Coverage for Preventing Your Ruin – NYTimes.com.

Talk to your local agent (or me) about this valuable coverage and it very well could save your  you-know-what.

http://usnews.nbcnews.com/_news/2013/10/07/20850173-third-biker-charged-in-new-york-suv-chase-cops-seek-two-more?lite

Posted by: Hermann at Speer Insurance Services | September 27, 2013

We’re looking for a new car and hope we’re not under water…

Quirks in State Titling Laws May Allow Flooded Cars To Resurface Undetected « CBS Denver.

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